Get a Fast Unsecured Loans in New Zealand

We’ll explain how our unsecured loan options fit your situation and why you should apply for one from us! Read on to learn more:

Secured personal loans require you to provide some form of collateral. You typically need a car, house, or some other valuable item that would cover the cost of your loan.

Unsecured personal loans, on the other hand, require no such collateral.

While unsecured loans don’t need collateral, they have slightly higher interest rates. Lenders take higher risks with unsecured loans. Therefore, they tend to require a higher interest rate as well.

That said, let’s talk about how we get around that too!

• - You need to be over 18 years old;
• - You need to be currently residing in New Zealand;
• - You need to have a valid photo ID (any passport or NZ driving license accepted);
• - You need to be a NZ/AU Resident/Citizen or hold a valid work visa;
• - You need to be working full-time/part-time for at least three weeks with your current employer;
• - You need to be earning at least $300 per week;
• - Your financial conduct, as shown on your bank statement and credit history, must not indicate that you have existing debt problems;
• - We must be able to reasonably verify your personal and financial information including employment, income, expenses and any other liability;
• - You need to have an active bank account with at least three regular payroll transactions;
• - You need to have an access to internet as our loan application process is 100% online;
• - You need to have an active and registered mobile number under your name;
• - You need to have an active email address;

If you do not fulfil all above requirements then you may not qualify for a SeedCash loan , if you’d like us to explain why, please contact us.

Feel free to submit your application using our online application process. You don’t even need to leave the comfort of your couch!

Once you’ve arranged all the requirements we mentioned above, follow this easy 4-step guide to complete the unsecured personal loan application process:

With Seed Cash we tailor our loan to help you achieve your loan objectives. By personalising your loan to your circumstances, we streamline the entire process from start to finish, with flexible options to suit you and your payday. It’s all done easily online for the speed of service and convenience we offer.

This process of working alongside our customers makes it easier for you, and for us to get the ball moving. Once we get a brief assessment of your monetary situation and then approve your loan, it’s a simple matter of repaying the loan at repayments amount that works best for you. We pride ourselves on delivering service with the affordability and convenience.