Get a Fast Personal Loan in New Zealand

Seed Cash puts you in the driver’s seat when it comes to getting you sorted with an unsecured personal loan. Literally! Fill out your application, we can have your loan approved if you qualify and all checks are made. Usually, it all can be done within the same day. To get more information check "The Process of Applying" section below. We can help you get on top of your finances, taking care of those unplanned expenses or bills. Our team is dedicated to provide a service with the haste and efficiency. Personal loan cash when you need it, with no hidden fees. We can provide you with a personalised loan for a whole range of valid reasons, including:

• - DIY project around the house?
• - Loans for vehicle maintenance/ modifications?
• - Emergency loans in unexpected times?
• - Help with household appliances or furnishings?
• - Needing a holiday? Take a break!
• - Purchasing tools/utensils you need for the job?
• - A change in your financial events?

We can always help. Get what you need now. Apply with Seed Cash today!

Our all-online application process ensures you’ll be sorted in no time. Once approved, we can get your cash loan loaded to your account, ready for you in just 10 minutes. We know your time is important at Seed Cash, that’s why our dedicated team of professionals make it their mission to ensure every customer is given the speed and efficiency of our ultra-fast cash loans.

A personal loan is a type of unsecured loan that is used to cover expenditures or investments that are not covered by other types of loans.
The requirements and normal lending criteria for personal loan are straightforward.

• - You need to be over 18 years old;
• - You need to be currently residing in New Zealand;
• - You need to have a valid photo ID (any passport or NZ driving license accepted);
• - You need to be a NZ/AU Resident/Citizen or hold a valid work visa;
• - You need to be working full-time/part-time for at least three weeks with your current employer;
• - You need to be earning at least $300 per week;
• - Your financial conduct, as shown on your bank statement and credit history, must not indicate that you have existing debt problems;
• - We must be able to reasonably verify your personal and financial information including employment, income, expenses and any other liability;
• - You need to have an active bank account with at least three regular payroll transactions;
• - You need to have an access to internet as our loan application process is 100% online;
• - You need to have an active and registered mobile number under your name;
• - You need to have an active email address;

It’s surprisingly easy to apply online for a loan with SeedCash. Fill-up and submit our online loan application form and we will get in touch with you to go through the application.

The process of applying is simple and straightforward. You can submit your application online and receive an initial decision once we complete the initial assessment.
If you're approved, you can electronically sign the contract and funds will be transferred online the same day.

With Seed Cash we tailor our loan to help you achieve your loan objectives. By personalising your loan to your circumstances, we streamline the entire process from start to finish, with flexible options to suit you and your payday. It’s all done easily online for the speed of service and convenience we offer.

This process of working alongside our customers makes it easier for you, and for us to get the ball moving. Once we get a brief assessment of your monetary situation and then approve your loan, it’s a simple matter of repaying the loan at repayments amount that works best for you. We pride ourselves on delivering service with the affordability and convenience.