INSTANT LOANS NZ

Receive Cash within 30 minutes

SeedCash ensure you receive cash in your bank account within 30 minutes.*

SeedCash is currently offering positive credit reporting with Centrix and Illion credit bureaus. That means you get access to an instant cash loan with us and then build your credit score by making all repayments on time.

With an instant cash with SeedCash, you will feel in control and worry free! Plus, you don’t have to pay SeedCash any early repayment fees if you choose to pay it off sooner. What could be better than that?

* However, we can only offer you an instant cash loan if you are banking with one of the major New Zealand banks. These are ANZ, ASB, BNZ, KiwiBank, or Westpac. Instant loan transfer facility is only available between the hours of 9:00am and 4:30pm, from Monday to Friday (excluding NZ national public holidays). There is also a small fee of $8 for this optional service.

How it works?

Applying for an instant cash loan is easy - our easy online loan application takes just 5 minutes to complete.

Once you have applied, SeedCash won’t leave you waiting around. We would verify and assess your application details; and get back to you with decision within 60 minutes (during business hours). Credit checks are run on all new loan applications as well as a review of recent bank statements.

Once your instant cash loan application is approved; we’ll finalize a repayment plan that suits your needs. You will then use our convenient and easy-to-use solution to sign your credit contract documents electronically. It can be done on your laptop, notebook, desktop computer or even on a smart phone!

Once you digitally sign and submit your credit contract; you’ll get fast access to your money within 30 minutes.

Estimate your loan repayments

Before you apply for an instant cash loan with SeedCash, it’s important to make sure that the repayments are within your budget and suit your financial situation.

The repayment terms for SeedCash instant cash loans run from 9 months to 5 years, but if this is not suitable, talk to one of our customer services staff on 0800-733-328 to see if we can help.

Apply now or use our loan calculator to see how affordable your repayments could be.*

Loan Calculator

How much you need?

$1,000 $20,000

For how long?

9 Month 36 Month

12 weekly Repayments

each of
$115.68
* Warning: This repayment estimate is just a guide and is true only for the example selected. Different terms, fees or loan amounts will create different results. Our Annual Interest Rate (AIR) is fixed at 49.95% p.a.